Blog – Maddern Financial Advisers

Be ahead of the news in accounting, private wealth and finance

Separating needs from wants

Separating needs from wants

Team Maddern
18/Dec/2017
Even those of us who have been paragons of responsibility for 51 weeks of the year can be tempted to take a budgeting holiday when Christmas and the summer vacation roll around. Unlike overindulging at the Christmas lunch, this has more than short-term consequences. Last December, Australians spent $25.6 billion in retail stores. A survey […]
The 12 tips of Christmas

The 12 tips of Christmas

Team Maddern
11/Dec/2017
Ever wonder what Christmas carols would sound like if they were written today? There’d probably be a lot less about piper’s piping and partridges in pear trees, and a bit more about the madness of trying to put on the perfect Christmas without breaking the bank – or going a bit mad. Perhaps an urban […]
The changing face of DIY super

The changing face of DIY super

Team Maddern
27/Nov/2017
Move over baby boomers, younger Australians are taking to self-managed superannuation funds in ever greater numbers. While the face of DIY super may be changing, the reasons for flying solo remain the same. Flexibility and control are the main drawcards, along with falling set-up costs. The latest statistics from the Australian Taxation Office show that […]
Smart investing: using dividends to increase returns

Smart investing: using dividends to increase returns

Team Maddern
09/Oct/2017
The study of behavioural finance tells us people prefer a small certain reward today than a bigger uncertain one in future. That’s certainly true of share investors over the past decade. Against a backdrop of low interest rates and slow economic growth, investors have looked for dividends in ‘safe’ companies rather than big capital gains […]
Maddern Financial Advisers shortlisted for Optus My Business Awards 2017!

Maddern Financial Advisers shortlisted for Optus My Business Awards 2017!

Team Maddern
02/Oct/2017
Maddern Financial Advisers are excited to announce that they have been shortlisted for the prestigious Optus My Business Awards for a second consecutive year. A local business covering independent financial and accounting advice, is in the running to take out one of Australia’s longest-standing business awards program.   Maddern Financial Advisers has been shortlisted as a finalist to win the award in the Finance Business of the Year category at […]
Cars and tax – what can you claim?

Cars and tax – what can you claim?

Team Maddern
30/Sep/2017
With transport costs for Australian families continuing to rise, claiming some of your expenses back at tax time sounds great, but it’s important to get it right if you don’t want to attract the attention of the tax man.i The key point to remember is that you can only claim expenses directly connected to using […]
How to be prepared for climbing interest rates

How to be prepared for climbing interest rates

Team Maddern
18/Sep/2017
Interest rates have been low for so long it’s tempting to think low rates are the new normal. So when the Reserve Bank suggests that a cash rate of 3.5 per cent is the new ‘neutral’, people take notice. Even the Prime Minister warned Australian householders to prepare for higher interest rates ahead.i The official […]
Making tax work for you

Making tax work for you

Team Maddern
14/Aug/2017
Tax should never be central to any investment decision you make but it still has an important role to play. What that means is your investments should be tax effective rather than tax driven. Depending on your personal financial circumstances, there are bound to be ways you could minimise you tax obligations to maximise your […]
Starting over: divorce after 50

Starting over: divorce after 50

Team Maddern
05/Jul/2017
Baby boomers have always been catalysts for social change and now they are doing it again. Divorce after 50 – or grey divorce as it’s become known – is on the rise. At a time when the kids have left home and retirement is on the horizon, more couples are deciding to go their separate […]
June 30: Tips for getting your financial house in order

June 30: Tips for getting your financial house in order

Team Maddern
08/Jun/2017
Time is running out to get your financial house in order before June 30. This is especially the case for anyone who has funds available to make a large cash injection into their superannuation retirement savings before the rules change. The 2016-17 financial year is your last opportunity to make a non-concessional (after tax) contribution […]