What is an Exchange Traded Fund (ETF)?
You may have heard the words Exchange Traded Fund or the acronym ETF bandied about and wondered what on earth it was all about. In truth, ETF’s have been around for many years but they seem to have recently reached peak popularity within the investment community. What is an ETF? An ETF is an investment […]
Financial Advice from the worlds most successful investor
Warren Buffett is an investing genius. He made his first investment purchase when he was just 11 years old, and his fortune is estimated to be at $63 billion. The Oracle of Omaha is one of the most influential businessmen in the world — and, may actually be the most frugal; the billionaire once complained that “most toys are just […]
8 ways to overhaul your finances in 2015
The start of a new financial is the ideal time to give your finances a makeover. It doesn’t matter whether you’re young and saving for your first home, a single or double income family with children in education; or a retiree – everyone can benefit from rethinking their financial and lifestyle goals once in a […]
SMSF Adviser feature – Dr. Dennis J. Maddern
Maddern Financial Advisers Founder and Executive Chairman; Dr. Dennis J. Maddern, was recently interviewed by SMSF Adviser magazine on what he has learnt from running a business and how to become a successful leader. Simply click on the image to reveal in a large readable format.
7 Essential tips for buying your first home
1. Get into a ‘mortgage payment’ pattern ASAP You may have already been saving for a house, or paying rent towards a property, but the psychology of these payments can be very different to servicing a mortgage. It is easy to get complacent with a savings plan and say to yourself “Not this month, its […]
8 ways to transform your finances in 2015
The start of a new year is an ideal opportunity to give your finances a makeover. Regardless of whether you are a young wealth accumulator saving for a house, a single or double income family educating children and slogging away at your mortgage, or a retiree slowing down to enjoy the simpler things in life, […]
Cost of living increases, future retirees will need to save more according to ASFA Retirement Standa
The September quarter Retirement Standard was released by the Association of Superannuation Funds of Australia (ASFA) late last week, and the news isn’t positive for retirees. According to the statistics, in order to live a comfortable lifestyle in retirement single retirees will need to spend $767 more per year than this time last year, and couples will […]
Why independent financial advice is the best choice for successful professionals in Melbourne
With the average net worth of Australians growing beyond any levels we have previously experienced, higher income opportunities available to many and property prices in many capital cities growing at astronomical rates, it is more important than ever to seek the right financial advice. The right kind of advice can positively impact on so many […]
Can self-funded retirees access a concession card?
Many self-funded retirees are surprised to learn that they may qualify to receive a concession card upon ceasing work, despite not qualifying for any Government Age Pension or DVA payments. Most Centrelink benefits require applicants to meet income and/assets tests before they can qualify for a benefit, and whilst the Commonwealth Seniors Health Care card […]
Thinking about buying an investment property?
Australians love nothing more than buying property. Investing in bricks and mortar is a comforting and often easy investment decision for many investors, particularly those who feel at ease with buying something tangible. This love affair has only deepened since legislation changed to allow Self Managed Superannuation funds to borrow for property investment in 2007. […]