Blog – Maddern Financial Advisers

Be ahead of the news in accounting, private wealth and finance

Declare what you share

Declare what you share

Team Maddern
03/Nov/2016
With living costs rising every day, many people are keen to earn some income on the side using the flexible opportunities created by the new sharing economy. Digital platforms like ride-sourcing app Uber, or Airtasker for odd jobs and deliveries, are making it easier than ever for buyers and sellers to connect. Remember it’s income, […]
Property: Rent, buy or invest?

Property: Rent, buy or invest?

Team Maddern
19/Oct/2016
Buying a home has been heralded as the way to get ahead for generations of Australians. But with housing affordability a rising concern for would-be first home buyers and their parents, many younger Australians are beginning to weigh up whether it’s better to buy, rent or invest in residential property. Despite record low interest rates, […]
Budget your way into the black

Budget your way into the black

Team Maddern
17/Oct/2016
$2.2 trillion. That’s how much Australian households owe right now, according to the latest ABS stats.i Household liabilities grew by $1.2 billion in the last quarter alone. Real household debt per person has risen steadily by around 2 per cent per year, and now sits at around $79,000 per person.ii Sound scary? The good news […]
If you’re changing jobs, you should read this.

If you’re changing jobs, you should read this.

Team Maddern
22/Sep/2016
Changing jobs often sits up the top of the list of stressful life events along with moving house, death in the family, illness or divorce. Human beings are generally not designed well to regularly make huge changes like a job change in life, and so many of us stay in jobs for years and years. […]
Keys to de-stressing your mortgage

Keys to de-stressing your mortgage

Team Maddern
22/Sep/2016
“Don’t sail out farther than you can row back.” This Danish saying is sound advice for anyone thinking of borrowing to buy a home, particularly now that interest rates are low and house prices are generally rising in most metropolitan centres of Australia. According to a paper1 for the Centre of Policy Development and University […]
Financial Commentary and Investment Opportunities for September 2016

Financial Commentary and Investment Opportunities for September 2016

Team Maddern
21/Sep/2016
Today, in our monthly video newsletter, Dennis speaks about current economic issues and three major investment opportunities for Australian investors.
Going deep with diversification

Going deep with diversification

Team Maddern
05/Sep/2016
The principle of solid investment diversification is one of the fundamentals of money management. It isn’t complicated, either – investors reduce their risk by spreading their assets across a range of markets and exposures. But what about the complexities of diversification? For instance, Warren Buffett, hailed as one of the world’s greatest investors, has been […]
Tax and the family home

Tax and the family home

Team Maddern
20/Jul/2016
Australians love property and for the property owners among us, it’s been a nice feeling watching market values rise. It’s worth remembering though, the tax man could want a share if you sell. Unless the property is your primary residence, you could find capital gains tax (CGT) taking a cut of your profits. CGT applies […]
Buying a business

Buying a business

Team Maddern
06/Jul/2016
Set yourself up for success Many of us dream of running our own business, with all the independence and satisfaction that offers. While striking out on your own can be personally and financially rewarding, getting off to a good start is crucial to success. So if you are seriously thinking about becoming your own boss […]
Self worth = net worth

Self worth = net worth

Team Maddern
04/Jul/2016
How to build confidence and change your financial direction At the start of the year, many people reassess their finances in preparation for the year ahead. This inevitably involves a review of income sources. For many people, this is a bit of a sore spot as it can cause doubt or regret about career choices. […]